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Two Cents
United States
Приєднався 15 вер 2018
TWO CENTS is an educational show about personal finance. The show is created and written by Philip Olson, Julia Lorenz-Olson, Andrew Matthews, and Katie Graham.
Hosts Philip and Julia met at UT Austin while studying theater and were married in 2007 (while still students). He was licensed as an investment advisor in 2011 and received his CFP credentials in 2015. Julia started several small businesses before transitioning to the mortgage industry. In 2015 they opened a financial planning firm dedicated to entrepreneurs and artists called THE ART OF FINANCE.
Andrew Matthews and Katie Graham (also married IRL) direct, produce edit, and animate Two Cents. Together they’ve worked on multiple films including ZERO CHARISMA and BEST WORST MOVIE. Andrew has directed other PBSDS channel shows IT’S OKAY TO BE SMART and IT’S LIT. Katie was a UA-cam vlogger back in 2006 making over 100 videos under the user name K80blog.
Hosts Philip and Julia met at UT Austin while studying theater and were married in 2007 (while still students). He was licensed as an investment advisor in 2011 and received his CFP credentials in 2015. Julia started several small businesses before transitioning to the mortgage industry. In 2015 they opened a financial planning firm dedicated to entrepreneurs and artists called THE ART OF FINANCE.
Andrew Matthews and Katie Graham (also married IRL) direct, produce edit, and animate Two Cents. Together they’ve worked on multiple films including ZERO CHARISMA and BEST WORST MOVIE. Andrew has directed other PBSDS channel shows IT’S OKAY TO BE SMART and IT’S LIT. Katie was a UA-cam vlogger back in 2006 making over 100 videos under the user name K80blog.
Is Passive Income Really a Thing?
SUPPORT us on PATREON: www.patreon.com/twocentspbsds
SUBSCRIBE to Two Cents! goo.gl/jQ857H
Who wouldn't want to make money doing nothing? Passive income is possible, but there are some mighty thick strings attached.
Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson, AFC®
Directors: Katie Graham & Andrew Matthews
Written by: Julia Lorenz-Olson, AFC®
Executive Producer: Amanda Fox
Produced by: Katie Graham
Edited & Animated by: Dano Johnson
Fact checker: Yvonne McGreevy
Executive in Charge for PBS: Maribel Lopez
Director of Programming for PBS: Gabrielle Ewing
Assistant Director of Programming for PBS: John Campbell
Images by: Shutterstock
Music by: APM
Two Cents is a production of Spotzen for PBS Digital Studios
sources:
www.investopedia.com/ask/answers/040615/what-difference-between-residual-income-and-passive-income.asp
www.sofi.com/learn/content/what-are-unrealized-gains-losses/#:~:text=An%20unrealized%20gain%20or%20loss%20occurs%20when%20the%20value%20of,for%20a%20profit%20or%20loss
www.cnn.com/2023/09/07/success/pensions-retirement-savings-explained/index.html
www.perceptionpredict.ai/blog/how-long-does-the-average-person-stay-at-a-job
files.consumerfinance.gov/f/201601_cfpb_pension-lump-sum-payouts-and-your-retirement-security.pdf
www.steadily.com/blog/what-is-the-average-cash-flow-on-a-rental-property
www.investopedia.com/terms/s/stockdividend.asp
ycharts.com/indicators/10_year_treasury_rate#:~:text=Basic%20Info,a%20maturity%20of%2010%20year
www.tipranks.com/stocks/mcd/dividends
SUBSCRIBE to Two Cents! goo.gl/jQ857H
Who wouldn't want to make money doing nothing? Passive income is possible, but there are some mighty thick strings attached.
Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson, AFC®
Directors: Katie Graham & Andrew Matthews
Written by: Julia Lorenz-Olson, AFC®
Executive Producer: Amanda Fox
Produced by: Katie Graham
Edited & Animated by: Dano Johnson
Fact checker: Yvonne McGreevy
Executive in Charge for PBS: Maribel Lopez
Director of Programming for PBS: Gabrielle Ewing
Assistant Director of Programming for PBS: John Campbell
Images by: Shutterstock
Music by: APM
Two Cents is a production of Spotzen for PBS Digital Studios
sources:
www.investopedia.com/ask/answers/040615/what-difference-between-residual-income-and-passive-income.asp
www.sofi.com/learn/content/what-are-unrealized-gains-losses/#:~:text=An%20unrealized%20gain%20or%20loss%20occurs%20when%20the%20value%20of,for%20a%20profit%20or%20loss
www.cnn.com/2023/09/07/success/pensions-retirement-savings-explained/index.html
www.perceptionpredict.ai/blog/how-long-does-the-average-person-stay-at-a-job
files.consumerfinance.gov/f/201601_cfpb_pension-lump-sum-payouts-and-your-retirement-security.pdf
www.steadily.com/blog/what-is-the-average-cash-flow-on-a-rental-property
www.investopedia.com/terms/s/stockdividend.asp
ycharts.com/indicators/10_year_treasury_rate#:~:text=Basic%20Info,a%20maturity%20of%2010%20year
www.tipranks.com/stocks/mcd/dividends
Переглядів: 150 271
Відео
How Rich People Hide Their Money
Переглядів 147 тис.Місяць тому
SUPPORT us on PATREON: www.patreon.com/twocentspbsds SUBSCRIBE to Two Cents! goo.gl/jQ857H The Treasury Department estimates that the ultra-wealthy are skipping out on over $160 BILLION of taxes every year. The methods they use can be shady, but many are perfectly legal. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson, AFC® Directors: Katie Graham & Andrew Matthews Written by: ...
Should Undocumented Students Go to College?
Переглядів 31 тис.Місяць тому
SUPPORT us on PATREON: www.patreon.com/twocentspbsds SUBSCRIBE to Two Cents! goo.gl/jQ857H Even with tuition rising, going to college will most likely pay off in the form of higher salary. But what if you weren't sure you'd legally be able to get a job after you graduate? Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson, AFC® Director/Producer: Benita Ozoude Written by: Andrew M...
Should I Get An Electric Car?
Переглядів 150 тис.2 місяці тому
Check out Insectarium on PBS Terra: ua-cam.com/video/jowk_A71-EU/v-deo.html And the whole Earth Month Playlist: ua-cam.com/play/PLnNZYWyBGJ1F8ofFm4H9UTrHxqU8zngK4.html&si=s6YMtsS8l6LUUku4 Electric vehicles are finally gaining traction thanks to popular manufacturers like Tesla and strong government support. But is it still just a hobby for enthusiasts and environmentalists, or does buying an el...
Is Airbnb Dying?
Переглядів 144 тис.3 місяці тому
Learn more about Surfshark with Incogni at: incogni.com/twocents Hosts are complaining about falling bookings, guests are complaining about rising rates... is this the end of the Airbnb era? Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson, AFC® Directors: Katie Graham & Andrew Matthews Written by: Taylor Behnke Executive Producer: Amanda Fox Produced by: Katie Graham Edited & A...
How High Interest Rates Upended the Economy
Переглядів 79 тис.3 місяці тому
How High Interest Rates Upended the Economy
Why Do Americans Think the Economy Is Bad?
Переглядів 75 тис.4 місяці тому
Why Do Americans Think the Economy Is Bad?
Are You Being Charged More Than Everyone Else?
Переглядів 142 тис.6 місяців тому
Are You Being Charged More Than Everyone Else?
Do You Really Own the Stuff You Buy?
Переглядів 82 тис.7 місяців тому
Do You Really Own the Stuff You Buy?
Are Millennials Finally Doing Okay?
Переглядів 107 тис.8 місяців тому
Are Millennials Finally Doing Okay?
Unions are Trending... and Ending?
Переглядів 61 тис.8 місяців тому
Unions are Trending... and Ending?
How Expensive Is It to Be an Immigrant?
Переглядів 169 тис.11 місяців тому
How Expensive Is It to Be an Immigrant?
Are Home Improvements a Good Investment?
Переглядів 166 тис.Рік тому
Are Home Improvements a Good Investment?
Are Buy Now Pay Later Loans a Good Idea?
Переглядів 195 тис.Рік тому
Are Buy Now Pay Later Loans a Good Idea?
The Secret Tax Hiding in Plain Sight!
Переглядів 98 тис.Рік тому
The Secret Tax Hiding in Plain Sight!
If You Thought This Inflation Was Bad...!
Переглядів 101 тис.Рік тому
If You Thought This Inflation Was Bad...!
How Climate Change Will Make You Poor!
Переглядів 60 тис.Рік тому
How Climate Change Will Make You Poor!
Unique Money Traditions from Around the World!
Переглядів 72 тис.Рік тому
Unique Money Traditions from Around the World!
Games That Can Teach You About Money!
Переглядів 75 тис.Рік тому
Games That Can Teach You About Money!
if i buy it i own it if i rent it I've borrowed for a SIGNIFICANTLY LOWER Price mind you i still prefer not to rent unless it's specifically a storage problem that i cant keep at my place or the used so rarely it doesn't make any sense to have degrading in storage
right to repair is just simply a standard right like anything else
Last minute dropped out of college right before classes started when I was 18. Parents were so disappointed they kicked me out. Fast forward 3 years and I’m going back on my own dime, paying it off by semester. No student debt coming my way
being business owner means the business comes first over family. sure you have more ability to set your hours but if the busniess need X right away you have to drop everything to see X delivered. being an owner is not all fun and games people just see the fun part and not the not so fun part.
Sounds like we need to cut spending on most that junk and put more of those dollars in our own pocket.
You guys are bullshit fking nonsense video and content
Ba
Not anymore. Every damn thing is a license.
Interest
because it is?
The printer ink and Tesla things are trivial. Where the real right to repair movement started was about 20 years ago with farm equipment. Farmers would spend hundreds of thousands to buy a huge combine or tractor, and then be forced to use a dealership to repair them, and would be prohibited from modifying them. This couple be cripplingly expensive for farmers. They are the ones who really deserve this legislation.
buy a toyota corolla ... your good to go
watching this also make you poor
Social media is going to ruin this generation. Buying a bunch of properties without seeking the opinion of a Financial advisor, is just dumb. I started investing on my own, but the market was tough. I hired a financial advisor, despite initial skepticism, and we've grown my portfolio to seven figures in five years.
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 14.3%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an advisor.
People often underestimate financial advisors' importance. Over 50 years of data reveal that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, resulting in a $4 million portfolio, largely from early investments in AI and other growth stocks
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
Well, I chose Angela Lynn Schilling as my advisor after her interview on CNBC In 2020. She is SEC regulated with offices in the US and quite frankly a genius with portfolio diversification. You should look her up
Her name is Angela Lynn Schilling’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Bmw with the monthly fee for heating seat
🤬🤬🤬🤬🤬🤬🤬🤬🤬🤬🤬 Right to repair needs to exist. It's absolutely stupid if you buy a license at this point when you buy something it shouldn't even say purchase. It should just tell you lease not purchase. It's absolutely ridiculous that it's coming to this! 🤬🤬🤬🤬🤬
I'll start budgeting when the government does.
This is ironic, coming from a government that taxes your house and your car 😂
Just started a budget with my wife ..
I dont know, but my s2k rises in a price every day now. :)
Bc bidenflation from the covid hysteria used to get rid of trump by the dems
Low used car prices? Covid: hold my beer.
Widows peak!!!
Good video with some flaws, unless you bought a good reliable car that 5 years old, otherwise you end up spending more money to fix it.
literally paying a monthly subscription to legally drive your car on the road along with the unavoidable gas fees per month
juan gosling
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I will never buy a new printer. Only used. I dont care how fancy they become.
Not if you're a bloke after divorce.
Lol ONLY $150 a month as if we're not paying out the ass for everything else. Ban this insane style of living, keep your damn pool
The utilization of after-tax money and tax-free growth makes opening a Roth IRA very advantageous. Through a careful guidance of my FA, I did not pay taxes on my withdrawals of $2.86 million when I retired.
I don't regret the numerous financial mistakes I've made in the past since I've learnt from them. But the biggest one was planning my finances without consulting with a licensed financial counsel.
Indeed, I did make use of a financial counselor. As I get closer to retirement, their advice has been really helpful. I thought compound interest on index funds wouldn't be sufficient because I started late. It's amusing how I've done better than colleagues who have more years of investment experience. I've profited more than $886k tax free.
@@mariaguerrero08Impressive can you share more info?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with “Gertrude Margaret Quinto” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
HOA? NOPE, avoid at all costs
De sade på tv att psykvården vskulle utökas ich det ksn ju påverka framtidens generationer att vilja ingå i olika typer av just relationer.
0:48 I work in a bank and you might be surprised how many people don't, in fact, know that.
That's not a trick question is it? Most Americans think the economy is bad because it is. Duh.
I'm sorry. Where are you getting your information from? The economy and everything else in this country is not at it's best and highest as you proclaim. This economy has been completely destroyed as well as our border security safety and well being. Let's bring America back to the high standard this country used to be. Let's put someone in the White House who knows what they're doing. Who puts us the citizens first and knows how to build and strengthen our economy. We're sinking fast folks. Vote Trump. Or anyone for that matter. Get slow demented Joe out of there. Its not even his fault. He only does what he's told to do. Its sad. Im not the type to smile and pretend everything's roses. Im sensitive. I see and feel.
stop trying to brain wash me to not get myself my car that i want to get and stop trying to brain wash people that cars are a waste of money no there aren't i dont like people that think i dont matter in life
Another part of the problem is franchises aren't uniform, nor are they responsive to the app. McDonald's has some fancy new item and it's on the app but not available at your store, or the store has run out of an ingredient and cannot communicate that to you. I once had to return a meatless burrito from Chipotle because the store I ordered from was out of the meat I requested. Our infrastructure and tech literacy is not ready for this form of service. You'd be amazed how many businesses are still running off of paper records, or have no idea how to use their own inventory software.
SAVE UP TO BUY A CAR IN CASH LMAO!!!!!!!!!!!!!!!!!!!!!!!!!
Heard new jobs are in government which don't contribute to economy and many people lost full time jobs are taking two part time jobs and of new jobs created they were for illegals. Tyson fired americans- hired illegals and put out word they want more illegals. Disney won't hire white males and Biden blames grocers for over pricing goods. Personally got a raise after Covid but governor took same percentage for increase payroll taxes so that was a wash, then inflation grew! Two cents must be democrat operation
Bad economy is psychological OMG who knew?!
Thx so much for your work and info guys. Eversince you introduced us to Abby Joseph Cohen Services, I now watch all of your content cus I believe I can succeed following your advice and wisdom. My main Affirmation and major plan for walking away from my 9 to 5 job is my 30000 USD weekly returns from my investment with Abby. Forever grateful to you
Same here, I got to know about Abby Joseph Cohen Services on here in 2020. Since then I've paid off 160,000 USD of debt. Now I'm working on building an emergency fund. I didn't even have a savings account three years ago.
Interesting. Can you share more details about your engagement with this portfolio managers and how one can get involved?
“How cars keep you poor” Ah yes, buy a horse instead
Passive income requires creating/providing solutions or services for ongoing problems.
This video motivated me to work for 50 years nonstop and buy a new from salon mercedes that costs over 100k
Let me guess, Repukes will do everything in their power to block this and make sure this never becomes a law 🫠
Leave it to PBS to have all the propaganda😂 while thy suck up all the Government money !!
These people are not smart
Too many city laws specifying how many bedrooms, bathrooms and land plot size.
Yes.... we do. Despite a ToS or whatever they try to use to create a legal chain around items sold to us, we can't ever let them forget that we OWN it. People need to really fight against companies using these cheap terms of agreement that NO ONE reads or can read before buying (because it's in the box) or whatever to pull these bait and switch tactics on us. This would have never been able to stand 50 years ago, because people knew what it was!
Oh wow, all of these convenient subscriptions and licenses sound like they should make the products so much cheaper! Right? …right?